Save instead of Prassen? Responsible handling of money must be learned. Well trained is, who had to keep his pocket money at a young age. How much, how often and for what elementary school students in Germany get their support today, shows the current forsa survey on behalf of CosmosDirekt. The most important results at a glance.
More than five euros or nothing at all: How many parents give
CosmosDirekt has asked mothers and fathers of first- to fourth-graders what the weekly pocket money is. The result: 17 percent find two to three euros adequate. Similarly many parents (16 percent) can jump a maximum of two euros per week. Five euros and more get 15 percent of primary school students. For 40 percent of respondents, nothing is true: they give no pocket money.
Children’s wallets are filled weekly
In Germany, primary school pupils receive an average of 3.60 euros pocket money per week, that is, on average at least 15.60 euros per month. The majority of parents (73 percent) pay their kids off weekly, making it easier for them to manage their budget. Almost one in four families (23 percent) pays the “mini salary” once a month.
The older, the more: when the “income” increases
Many children are looking forward to their birthday not only because of the gifts and sweets, but also because they automatically slip into a new “income level”. The majority (65 percent) of German parents make the amount of the pocket money dependent on the age of their offspring. For a fifth (20 percent) of mothers and fathers, on the other hand, the child’s behavior is relevant. 16 percent make mini-income dependent on the grade level and 11 percent on the grade.
Cleverly invest pocket money
Investing like the pros – Nicole Canbaz , prevention expert at CosmosDirekt , advises parents of small savings foxes: “Pocket money and money gifts together make up a few hundred euros a year. So that this money is not spent immediately or only for consumption, parents should talk with their child on the subject of saving. Guardians should also invest the money in consultation with the little ones and tell them that it is their savings and remains.