Children's accounts – The savings of the future

Children’s accounts – The savings of the future

Image result for children's bank accountChildren’s accounts are a product designed to manage the savings of children. It is an account that usually provides profitability and with which children can learn to manage their money. Next, we talk about the conditions that these accounts have for children and we show the best savings accounts that exist today to make the money profitable.

How are children’s accounts?

The most important point to keep in mind is that the child will not make decisions about the account , but that, even if the owner, the balance deposited will be in the hands of their parents until they reach the age of majority established by the Bank.

On the other hand, it is very possible that one of the limits included in the account is that it will not be possible to withdraw all of the money (together with the generated interest) until the child assumes this age or until the bank sets an age concrete

4 reasons to hire a children’s account

Hiring a child account can be a good way for the child to enter the world of finance. There are opinions of all kinds about this product, but, with responsibility, it can provide many advantages. These are the most outstanding:

  1. They allow to create a piggy bank , when it grows the child will be able to have their own savings.

  2. They ensure the future of the child , since it can be opened with the intention that all the money that is deposited in said account is destined to his studies, for example.

  3. They offer gifts intended for the little ones. From school materials such as backpacks or cases, to electronic devices. Simply find the account that has the gift that interests us most.

  4. They are a tool for the child to enter the world of finance and learn to manage them. To this end, some banks have interactive games and videos aimed at the younger audience.

The best child accounts of the moment, how are they?

When choosing an account for our children, as for any other type of banking product, it is necessary to take into account certain aspects:

  • Be clear about what kind of account we want to hire . The most frequent is that it is a savings account with limited operations: that allows us to deposit money and access it freely, although we will not be able to carry out a complete operation.

  • Know the minimum and maximum amount of money that can be deposited in the account and when it will be possible to withdraw the balance. Normally, savings accounts have no minimum and always allow the customer to access the money.

  • Ensure that it is an account with no bank fees , administration, or maintenance.

  • Check the operation that we will be able to carry out . Each one will establish limits when it comes to being able to make bank transfers to third parties , use the cards, etc.

  • Find out how ownership works. Even if the minor is the actual owner of the account, he will not have full control over the money until he reaches the established age. During that time, one of the parents or the legal guardian will be the one who assumes the custody of the savings until he reaches the age of majority.

  • Check the minimum time that the money should remain in the bank, if there is a limit and when we can withdraw the balance deposited.

 

What do I need to open a child bank account?

Hiring an account for children is a process as simple as opening a normal account, however, it requires having some previous points tied:

  • The family book is necessary to verify that the person who will open the account is a mother, father or guardian, since they are the only ones who can contract the child’s account. No other person, even a close family member, can carry out this process on behalf of a minor if it is not their guardian.
  • The child must have a DNI. It is something that a few years ago was not necessary but that was established as a norm in 2007, with the aim of preventing tax fraud with this type of accounts. An option to overcome this requirement is to ask the Tax Agency for a provisional NIF (tax identification number). It is enough to present the family book and the model model 030 that they deliver in this agency. It is even possible that the banks themselves carry out this management to streamline the process.

  • You also need the DNI of the parent or guardian who will keep the money while the child grows. Also a copy of the family book to show this kinship. The parents or guardians will be the account holders until the children reach the age of majority.

  • It is preferable that the minor go to the office at the time of opening the account. Although it is not always mandatory, it is recommended so that the child is aware of the process.

Who can access money from a child account?

Parents or guardians who have custody of the child will have access to the money, regardless of whether they are the person who has opened the account or not and if they also have guard custody. This is a point to take into account in cases of separated parents.

For example, in the event that the parents are divorced and one of them opens the account to the child they have in common, both (if the two maintain the post-natal homeland of the child, which is the most usual) would have full rights to the account .

However, in the event that for extraordinary reasons a judge withdrew this right to one of the parents, he would lose the ability to manage that account or access the money and would be available to the other parent until the child fulfilled the majority of age and becomes the owner of the product.

If you are looking for more freedom to save

Taking into account the limitations of these accounts, such as full access to money together with the profitability achieved, it is interesting to consider what other options exist to make the savings profitable and achieve a financial cushion that guarantees the future of our children.

A good option may be to resort to traditional savings accounts, with a much more free operating . Over time, when the child is older it will be possible to open a special child account for him.

In the following video we analyze the different savings options, both the paid accounts and the fixed terms. Which of the two is better?

About this page

What is the purpose of this page? On this page we intend to show all the important points of the children’s accounts. Either from what is necessary at the time of its opening, the role of the tutor, the minor himself, and the benefits of this banking product for children.

Source: information on child accounts comes from different sources, such as the websites of the banks that sell this product in Spain.

Methodology: the data related to the contracting of child savings accounts have been achieved through online research techniques and consulting different media specialized in Finance and Economics.

About HelpMyCash.com: we are an online comparator made up of specialists in personal finance and home economics. On our website, the user can compare the different banking products and financial services offered by banks. In addition, you will have the opportunity to access updated and quality information on the economic market.

Notice: the services we offer from our financial portal are completely free for the user (calculators, guides, forum, bank product comparators and home economics, etc.), since HelpMyCash.com gets its income through advertising and of products cataloged as highlights.

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Prepare the health of your children for the “back to school”

September is synonymous with back to school . As a mother or father, you have been balancing for more than two months to reconcile your long vacations with the ones you have. The grandparents, if they can, have also helped, but at the beginning of the month normalcy returns to the families and the schedules are once again organized, at least from Monday to Friday. Some go to work and others to learn.

The beginning of the course is a good time to catch up with pending issues that, because they are not urgent, we often leave. Medical check-ups are one of those pending issues, in this case children. When they are younger, they have pediatric check-ups very often, but when they are a little older, how often do they have to go to the pediatrician if everything goes well?

There are certain problems or even diseases that are quite silent and are slow to show symptoms, so it is best to prevent them with regular check-ups . Taking the habit of going to the pediatrician every year, when the course starts, will help us not to forget it.

 

MEDICAL REVISIONS BEFORE THE “RETURN TO THE COLE”

The pediatrician is the expert, so you can trust his experience but to give you an idea, the usual thing is to measure and weigh the child, to make sure that he has an evolution according to his age. Of course, each little one has its own rhythm, but it will make sure that it is within normal parameters.

 

  • Weight

According to the latest National Health Survey, two out of every 10 Spanish children are overweight and one in 10 suffers from obesity. If your child starts to have excess weight, the beginning of the school year is a good time to sign up for an extracurricular activity based on physical activity, such as football, basketball or tennis.

 

  • Dental health

The pediatrician will also review the oral health of your children. If, for example, a caries appears, you can go to a pediatric dentist to find a solution on time and not have to remove the piece. You can also give you the guidelines to establish the habits of correct child oral hygiene .

 

  • View

The view is directly related to school success. If your child does not see the blackboard well or can not read clearly, his studies will suffer . The ophthalmologist can solve it with some simple tests and putting glasses if you need them.

 

  • Position

The postural hygiene of children is also something that should be controlled and that the doctor can check. The weight of the backpack and the bad postures in class , together with the lack of exercise in many cases, can lead to deviations of the back and neck or muscular contractures. The specialist can give you instructions so that this does not happen.

 

From two years of age, primary care reviews are usually every two years . If you want to make sure that everything is fine without waiting so long, or if it is important for you to choose the specialist to take your children to, take advantage now: in the autumn is when insurers take out the best promotions in medical insurance. 

Did you know that going back to school affects you more than your children?

The return to school begins. A time of the year that provokes emotions found in children: on the one hand they are willing to see their friends, but on the other they stop having all that leisure time they have enjoyed during the holidays. And how do parents live this moment? Well, with enough stress and worries , as there are many things to consider before starting the new school year: medical check-ups, books, school supplies, uniforms, routines, extracurricular activities … In addition, time is short. Many probably just landed on vacation and you have to face in a short time to such a laborious planning this is, especially if you have several children.

How to deal with all this stress?

Today we worry too much about the welfare, education and health of our children, something that causes a lot of stress and anxiety in some parents. We try to control many things like what they see on television and internet, if they have the best teachers and education, if they do their homework and have an up-to-date agenda, how they relate to their peers, etc. In addition, parents have to adapt the schedules to the needs of the child, having to attend school meetings, pick them up at school, take them to the extracurricular … All this causes quite a lot of discomfort and worries both in the parents and in the children since there is much demand and high expectations, leading this to point the child to too many activities, often also motivated by the lack of time to have parents so many hours of work.

We give you 10 tips below to better take the dreaded back to school :

  1. Plan what you will need ahead of time .
  2. Try not to leave anything for the last minute .
  3. Do not point your child to too many extracurricular activities, one or two will suffice.
  4. Try to relax your self-demands and expectations about your child: the most important thing is that your child is calm and happy, and that you can enjoy this moment with him.
  5. Try to recover the routines established during the school year days before the return, as these will have changed during the summer holidays.
  6. Lift your children first, especially the first day of school to go calmly and relaxed .
  7. Remember to label your child’s belongings to avoid scares.
  8. Visit the school with them days before , especially in the case that your children are small, as this will make the idea and better familiarize your new school.
  9. Try to show an optimistic and happy attitude towards this change , so that your children learn from your example and share with you their new experiences.
  10. Get involved in the purchase of materials and books and in the choice and planning of extracurricular activities. This will help them feel more in control in the situation, more confident and increase their enthusiasm for the new course.

Another factor to keep in mind is that children experience very rapid changes in their body during their growth, so it is important to perform a health check before beginning each course. This will help us detect, for example, if our child has problems with eyesight, teeth and in other areas of his health such as psychological functioning. Many times this involves unforeseen expenses that we must add to the investment that already involves school materials, books and uniforms, such as glasses or orthodontics. And, how can we cope with these expenses? A good way to prevent costs from getting out of hand is to have good health insurance for the whole family. In addition, we must take into account what it includes at the time of hiring, and thus be able to guarantee that everything we need is covered.

Did you know that going back to school affects you more than your children?

The return to school begins. A time of the year that provokes emotions found in children: on the one hand they are willing to see their friends, but on the other they stop having all that leisure time they have enjoyed during the holidays. And how do parents live this moment? Well, with enough stress and worries , as there are many things to consider before starting the new school year: medical check-ups, books, school supplies, uniforms, routines, extracurricular activities … In addition, time is short. Many probably just landed on vacation and you have to face in a short time to such a laborious planning this is, especially if you have several children.

How to deal with all this stress?

Today we worry too much about the welfare, education and health of our children, something that causes a lot of stress and anxiety in some parents. We try to control many things like what they see on television and internet, if they have the best teachers and education, if they do their homework and have an up-to-date agenda, how they relate to their peers, etc. In addition, parents have to adapt the schedules to the needs of the child, having to attend school meetings, pick them up at school, take them to the extracurricular … All this causes quite a lot of discomfort and worries both in the parents and in the children since there is much demand and high expectations, leading this to point the child to too many activities, often also motivated by the lack of time to have parents so many hours of work.

We give you 10 tips below to better take the dreaded back to school :

  1. Plan what you will need ahead of time .
  2. Try not to leave anything for the last minute .
  3. Do not point your child to too many extracurricular activities, one or two will suffice.
  4. Try to relax your self-demands and expectations about your child: the most important thing is that your child is calm and happy, and that you can enjoy this moment with him.
  5. Try to recover the routines established during the school year days before the return, as these will have changed during the summer holidays.
  6. Lift your children first, especially the first day of school to go calmly and relaxed .
  7. Remember to label your child’s belongings to avoid scares.
  8. Visit the school with them days before , especially in the case that your children are small, as this will make the idea and better familiarize your new school.
  9. Try to show an optimistic and happy attitude towards this change , so that your children learn from your example and share with you their new experiences.
  10. Get involved in the purchase of materials and books and in the choice and planning of extracurricular activities. This will help them feel more in control in the situation, more confident and increase their enthusiasm for the new course.

Another factor to keep in mind is that children experience very rapid changes in their body during their growth, so it is important to perform a health check before beginning each course. This will help us detect, for example, if our child has problems with eyesight, teeth and in other areas of his health such as psychological functioning. Many times this involves unforeseen expenses that we must add to the investment that already involves school materials, books and uniforms, such as glasses or orthodontics. And, how can we cope with these expenses? A good way to prevent costs from getting out of hand is to have good health insurance for the whole family. In addition, we must take into account what it includes at the time of hiring, and thus be able to guarantee that everything we need is covered.

Learn to save on holidays and even with children

Learn-to-save-on-vacation-and-even-with-childrenBefore planning a vacation you can save and even if you decide to do it with your children. Many times we think that it is practically impossible to save on vacations with children but, it is not like that. Here we give you the best tips to live a journey of madness and much savings.

While we already know that these are times to save and save money to ensure the financial stability of our home, vacations outside of our city do not have to be an ordeal for parents, and although they can be a luxury compared to basic expenses, save and having fun is possible.

The holidays you have to plan in a kind of minute by minute so that with this, always opt for the cheapest alternatives. In this way, start by planning and choose from dates to places you can visit so that the blow of those holidays is the least in your economy.

Start saving

  • Budget your trip

Before leaving your city, you must have a budget that specifies the amount of money you can spend on the trip. For that reason, it contemplates that the trips imply expenses that go from the transport until the meals.

With a budget you can determine how much you will spend on accommodation, activities, meals, field trips and so on. Now, you can limit your vacation to four days instead of seven and spend more per day.

However, the key to saving is to be true to your plan. Obviously situations will arise that jeopardize your budget as one of your children colds and you have to take him to the doctor, for that you must have an emergency fund.

In addition, you must contain your desire to spend as much as you can. Many people blame them for not buying “reminders” for their colleagues at work and end up spending a lot on things like that. Ask yourself, is it worth giving a keychain to someone who is not going to use it?

Now, if you see something that you can not pass up or that you think is worth it to buy it for your children then it would be very good if you have a “mattress of expenses” to be able to buy what moved you and that can be, from the tickets to a show to some local crafts.

  • Visit your relatives

If you do not have many resources to make a trip at this time or do not have to pay for a hotel, you can make this not a problem if you are going to visit a relative who lives in another state.

Obviously you have to visit a family member you talk to continuously and not just every birthday. Both you and your family will be happy to meet and, it is not for nothing, but children love to meet other children in their family because they learn to get along.

If you have teenage children, remember that they are or can be quite irritable so take advantage so that they know new experiences.

Adolescence is a fundamental stage in the formation of our identity, and a trip to the home of a family member can teach these young people a lesson in diversity and awareness of different lifestyles.

  • Come to free activities

Wherever you go do what you see, says the popular saying. Well, wherever you go, find free activities to do with your whole family. The local governments of many cities organize from festivals to fairs in which the costs are very low.

It is fun and educational activities in which your children can spend an entertaining holiday while you save.

The great thing about these activities is that they usually deal with the cultural traditions and generalities of the destination in question, so when you go to these types of places, you can show your children what diversity is.

  • Take your home with you

You would be surprised at how much you can save when you bring those things that are more expensive in tourist areas from your house. Therefore, in your luggage you can take from towels, bathing suits, sandals and sunscreen purchased in advance.

Carrying personal hygiene items or even food (such as canned foods) is always synonymous with saving, and well you have already noticed this in other trips. Compare prices at home and on the beach, you’ll be surprised how they can change.

In addition, to save you can promote the consumption of the local, these products are usually cheaper and genuine than what you can find in large supermarkets and also, you are teaching your children a lesson about supporting people from a place.

Why is it important to travel with the kids in the house?

Image result for children piggy bankAlthough we think that during the holidays the children can spend it in the house helping us with the housework, the reality is that the trips can be a great opportunity to teach new values ​​to our children.

It is not that it is not important for children to learn to contribute with household chores because with it we teach them responsibilities and things they will need in adult life, but when we take them out on a trip they acquire basic knowledge for their personal development, and for face the future.

At some point, and even before becoming parents, we all become aware of the importance of learning other languages, of knowing new cultures and that, if we want to compete, we have to investigate, analyze and search for information.

In addition, trips give us the possibility to solve problems, learn from confidence and have confidence in ourselves. Remember what they say there: children are like sponges that are absorbing everything they see and therefore, a trip can be the great opportunity for them to learn more and more.

As children become involved in the organization and planning of a trip, they become increasingly responsible. Each vacation can be a great experience to see how our children mature and acquire new knowledge.

Organize a trip together

When children participate in the decisions of the family regarding which destination to travel, they learn values ​​such as respect and the right to choose, but also acquire the idea of ​​consensus that is formed from dialogue.

An average family gathers 4 different opinions. The one of the mother who prefers to visit her family in a distant village, the one of the dad who wants to go to the beach to do nothing but be in the water, and the one of the kids, who may well dream of going to Disneyland .

For many parents it may seem absurd to ask their children what destination they would like to visit, but asking this question gives the children their place, the possibility to express their opinions and, at the same time, discover possibilities.

Now, with your children you have the possibility to build a story around a tourist destination. From the family stories that they could remember if they visit the distant town where their grandparents live, like stories in which your children have fun playing pirates on the beach.

The idea is that children always have a clear imagination and make use of it, always with the truth as a foundation, it can be a great opportunity to convince them to know an amazing destiny.

Once you have chosen the place you are going to visit, the rest is easier: you have to read, review booking sites on the internet such as TripAdvisor or travel blogs and gain knowledge about what you can do there.

If it is a plane trip, you can start by analyzing the daily prices of flights on many websites and different airlines until you find the ideal flight. You already know that “he who seeks, finds” so put those skills into practice.

In this feedback process, you can include the children so that they know the history of the place they are about to meet, the attractions (only those that are within the limits of your possibilities), and the activities they can perform on that site.

Remember that your family has needs and if it is about looking for a hotel, make sure your rates are fair, that they have breakfast included, near public transport stations and with secure locations.

If the trip in question is to the house of a family member, make sure that person will give you asylum and will gladly receive you on the days you will be in that destination.

Remember that nobody likes that kind of surprises, so out of respect and courtesy, it is better that you notify your relative about your desire to visit and stay at home. If you have that courtesy, it is most likely that he is happy to receive you.

So now you know, the more you plan a trip, the better the results and the savings will be much higher. Your children will have fun and you can have the peace of mind of being prepared for the future at the same time you relax.

To help you have a healthy personal finance at all times, we give you the following e-book with the best tips to distribute your salary and not suffer at the end of the fortnight.

The holidays should not be a luxury. If you know how to administer correctly you can have the best trip of your life in the company of your whole family.

Teach your children to save

Inculcate your children the wise habit of saving, although children do not have much knowledge of money, crisis or economic problems of their parents, it is good that from very young children learn to manage their money and save.We all remember those piggy banks of small toys like little pigs that tossed some coins through the slot with the hope of buying some toy we wanted. The truth is that these customs began to educate us, showing us the way of saving for which we had to enter our adult life.

Image result for children piggy bankNow, we are the parents and we are responsible for teaching this philosophy to our children. We all want our children, in addition to studying, to master perfectly the wise custom of saving. A subject that certainly does not teach us in our study plan.

In this way they will learn to value the money that their parents spend and we will be able to create in them very useful habits for when they become adults. Unlike other subjects that are learned in school, educational plans hardly include economic content. Although we must take into account the age of our child, since we can not treat a child of 4 years equal to one of 11, there are a series of generic recommendations to teach our children the foundation of home economics. 

Therefore, we suggest some tricks and measures to take into account to teach your children the importance of the saving effort.

  1. Assign a weekly payment. You can do it monthly but already when the child is more “advanced” in money management. Therefore, start with a small weekly amount that you consider appropriate to your age, neither too low nor too high. Do not exceed even if you can do it, since you would be doing wrong because you could buy all your whims and not understand the need to ration your small capital. This way they will learn to organize their economy, just as parents have to do with their salary, with which they have to face all household expenses.
  2. Explain where the money comes from. The effort that parents have to make each month to get it. It is not about being alarmist, just do not believe that money grows from trees, or that it comes free from an ATM. The idea is that they are aware of what it costs to earn it and how quickly it is spent when we do not plan our finances well. It is necessary to work in order to have a house, a car and a delicious meal on the plate. Children tend to think that money is unlimited or simply do not stop to think about it.

The best advice, as always, to lead by example. Children learn everything and copy the behavior of their parents, so if on one hand you talk about the importance of saving, but you can not prove it with your own savings, it will be difficult to believe you.

The importance of health insurance when you have children

Throughout life we ​​go through many different stages , in which we rethink our scale of values and change our habits . The concerns and problems of an adolescent are obviously different from those of the elderly, and the vital decisions they usually make have nothing to do with each other.

 

Having children: A reason to take out health insurance

Image result for health insuranceyou have children , life changes radically. From that moment, many of our decisions affect those who do not have the capacity to fend for themselves. It is therefore more important than ever to plan the expenses and the priorities , so that all the needs of the smallest are foreseen and covered .

Almost with total certainty, the aspect that worries us most about our children is health . The greatest desire of any family is for their children to grow up healthy, and therefore all parents or future parents should take out health insurance . Many of these insurances usually contemplate the coverage of the children and the pediatric expenses, in addition to the tests during the pregnancy, the hospitalization and the childbirth.

 

Advantages of hiring family health insurance

One of the main advantages of contracting a family medical insurance is the savings that it implies with respect to the contracting of insurance for each member of the family in particular.

Another important reason is the coverages . This type of family insurance usually offers the possibility of expanding extra coverage depending on the needs; besides offering the possibility of choosing between a great variety of professionals and health care centers .

The growing instability in public health care often causes unnecessary emotional stress in families, as it is unclear when the appointment will be scheduled with the doctor or if the opinion of a single professional is sufficient. Health insurance provides families with the security of having these needs covered in an affordable way.

Holidays with children: Tips for charging batteries

“The child who does not play is not a child, but the man who does not play lost forever the child who lived in it and who will need it very much.” ~Pablo Neruda

Image result for holidays with children

 

The children are inexhaustible . They have an energy that adults often can not explain. They can be playing all day without stopping and at nightfall, when their elders can only think about going to bed, they still want more war.

When the holidays arrive, this is even more noticeable. During the year they have a large part of the day occupied with school and often with various extracurricular activities, which allows them to burn much of that impetus they possess. But when the holidays arrive, that spirit has no way of channeling. Unless the elders seek the form.

So our vacations, which one day were absolute relaxation, or on the contrary, partying without end, become slightly different. But that does not mean that you can not enjoy family vacations , even if we can charge batteries. Surely you’re screaming, ” But how?

Image result for holidays with childrenTips for resting during family vacations

  1. Plan the holidays realistically. If you go with children, they must be adapted to them .
  2. Children need to do things . If you do not want stress to be capital, prepare activities appropriate to your age. The mere fact of going to the beach and playing with sand can be great fun.
  3. During the holidays, the schedules are relaxed, both for meals and for bedtime and getting up. As is logical, it is not necessary to get up early like the rest of the year, but children must maintain certain routines so as not to get out of control, especially when they are smaller.
  4. If there is more than one adult, it is good to take turns in caring for the children and that everyone can have at least some daily disconnection time.
  5. If you go to hotels for families , you can relax more because they usually organize games and entertainment and there are caregivers who take care of them.
  6. It involves all the members of the family . Let everyone contribute their bit with something they want to do or see in those days and understand that you also have to respect the wishes of others.
  7. Just relax. Try to give the right importance to everything , not everything is a matter of life or death.
  8. Go with a positive attitude . If from the beginning you are thinking that it is going to be a disaster or that it is not the vacation that you would want, you will not take advantage of everything good.

With these recommendations you can enjoy more easily your family holidays, spending quality time with children and your partner , which during the year is much more complicated. Do not forget that beyond some differences of opinion about where to go, what to eat or what to do, the important thing is to enjoy parents and children together .

The importance of resting during the holidays

It is important that children enjoy during the holidays, but do not relegate your rest to a second plane.

It is very important that you take care of your health in order to take care of them. Have you ever considered making yourself a life insurance? The holidays are a good time to plan everything we know is important, but during the rest of the year we do not have time to think.

First aid for children: What to do in case of accident?

World’s First Aid Day is celebrated on the second Saturday of September. As we know, children look like rubber but they give us scares frequently with falls and other accidents . Would you know how to act at this time? Would you know what to do and not do if this happens to your children? We explain it to you below.

What do we mean when we talk about first aid?

First aid is the first action we put in place when a person has suffered an accident, injury or sudden illness , until that person can be taken to a specialized medical center where they are treated.

In the case of children, parents should be trained in how to act when their children suffer from an accident until they can be cared for by the health personnel.

 

What possible accidents can occur in our children?

In the case of children, certain accidents are especially common, since they usually need a lot of movement and do not have the same coordination as an adult when their body is growing and they are not aware of their limitations and dimensions. In addition, they usually like to explore , since they are in a learning period, sometimes minimizing the danger of certain situations.

 

What to do in case of accidents with babies and children?

A crucial rule at this time is that the father or mother remain calm and give security to the child . The child always needs his main reference figure to remain calm, since it is his “emotional container”, which helps him regulate and manage his emotions . If the parents are kept safe, the child will feel safe and protected.

 

Other initial measures can be:

  • Avoid subsequent injuries , keep him in a safe place.
  • Call a doctor as soon as possible.
  • Accommodate the child and immobilize him .
  • Examine him very carefully.

 

What should we not do at this time?

  • Leaving the child alone can be very traumatic for the child to remain alone in a dangerous situation in which he is scared.
  • Touch the wound without protection .
  • Move the child unnecessarily : we will only do it in case that in the place where he is still exposed to danger.
  • Provide medicines, food or liquids to the victim.
  • Stop attending to a hemorrhage.
  • Ask the victim many questions in a row , since this can distress and stun him.
  • Accommodate the bones in case of fracture .

 

Some advices:

  • Have a first aid kit with everything necessary for first aid with children and babies.
  • To heal wounds:
  • Always wash your hands before touching the area.
  • If the bleeding continues, press the wound directly .
  • Clean the wound with water .
  • If a foreign body is stuck inside the wound try to hold it to prevent movement .
  • Cover the wound with sterile gauze or with a clean, dry handkerchief .
  • Go to the doctor and make sure the little one has the tetanus shot.

 

In case of febrile convulsions:

  • Make sure that the airways are open .
  • Prevents the child from hitting and can self-injure .
  • Once the convulsions stop, refresh them by removing clothing and airing the environment.
  • Go to a pediatrician to examine you.
  • Control at all times the appearance of your skin and breathing .
  • Do not bathe the child in cold water, it could make the situation worse.
  • Do not hold him to prevent him from moving during seizures.
  • Do not transfer him during a seizure , let him pass and keep him in a safe place.

 

In case of burns:

In this case the main thing is to evaluate the cause of the burn (electrical or thermal) and the degree of severity (first, second or third degree).

  • In the case of thermal burns , the lesion should be cooled with cold water (not very cold) until the pain subsides.
  • If the clothes are stuck to the wound do not remove it .
  • Cover the lesion with wet dressings .
  • Do not apply ointments or other substances.
  • In the case of electric burns, do not touch the body of the child until it is free of the electric current and make sure that the blood circulates and that there is no air obstruction . Then proceed as with thermal burn.

 

In case of nosebleed:

  • Ask the child to put his head forward so that the blood falls. Do not tilt your head back under any circumstances.
  • Tell him to breathe through his mouth while pressing the soft part of his nose with his thumb and forefinger for 10 minutes or until the bleeding stops.
  • Do not plug the nostrils with cotton or gauze.
  • Do not let it sound because it prevents the formation of the clot.

 

In case of poisoning:

  • The first thing is to remove the child’s poison.
  • Do not try to take it out of your mouth if you are in solid form .
  • If it is in the form of gas , protect yourself first and then separate the child from the area.
  • If the poison is corrosive remove the affected clothing and take the container or label for when the child attends the health services.

 

In case of choking:

  • Stimulate and facilitate the cough to continue producing.
  • Do not tap the child on the back .
  • Avoid offering the baby something to drink or compress the abdomen.
  • If the cough is not enough, call the emergency department while continuing to care for the victim.
  • Place the child standing and leaning, with the head lower than the body . Pass one hand through your armpits to hold your chest and with the other hand give up to 5 strokes with the bottom of the palm of the hand in the upper back between their shoulder blades.
  • If you have not expel the foreign body , start abdominal compressions or Heimlich maneuver up to 5 times .
  • If unconscious , cardiopulmonary resuscitation (CPR) begins : series of 30 chest compressions and two insufflations in the child’s mouth until recovery or the arrival of emergency services.

 

In case of drowning:

  • The first thing is to rescue it without putting our lives in danger or warning the relief services.
  • Once out of the water , place the child with his head lower than his chest so he does not choke on his own vomit.
  • Take the child to a nearby place, warm and dry, and tomb him with blankets and warm clothes.
  • Control your breathing and pulse .
  • If you are unconscious but breathing , place him in recovery position .
  • Change wet clothes and protect from cold .
  • Immediately take him to receive medical attention and stay for 72 hours watching his evolution due to the risk of secondary drowning.

Considering all this that we have commented to you, it is necessary to have contracted a family health insurance so that our children can be well taken care of in case of suffering any of these accidents, and thus we are calmer. Because we can not ask the children not to play and be quiet but to give them the best possible attention.

What size and weight to order at a children’s football?

Football is a sport that is also shaped by children’s football. However, especially the small footballers need a different equipment than the normal seniors area. Especially in the focus are the children’s soccer balls which should have a low weight. With the recommendation table is now the information what weight and what size you should order in a children’s football.

Kids soccer balls with weight and sizes

The The ball recommendations for children's soccer ballsUnlike senior football, kids and youth football have their own low-weight footballs. Especially in the lower part of the F-youth and the Bambinie therefore no normal senior footballs should be used. However, each football association has its own idea of ​​what weight and size are right for the kids. With the ball recommendations, there is finally a listing that can be used for shop online all children’s soccer balls and light balls in the shop . 

The new ball recommendations come from the Jako catalog and refer not only to the Jako kids football balls but also to the kids footballs of other manufacturers . Just the popular shop online Adidas Junior Balls Adidas Torfabrik line can be divided with the ball recommendations.

Do not use mens ball

As in the post The Adidas Glider Ball is not described as a youth football should be used in children and youth football no senior football. Although there are also Jako and Adidas footballs the Adidas peat factory Top Training or the Jako Goal in sizes 3 and 4 but the weight of these footballs is not designed for youth football.

By Jako there are the Jako Junior Ball and Adidas with the Adidas peat factory Junior, however, different footballs that meet the requirements for weight and size. Only such children’s soccer balls should be used in children and youth football.